PayPass Terminal Simulator 1.0

PayPass Terminal Simulator is a specialized tool for testing and developing contactless payment terminals that implement PayPass (Mastercard contactless) functionality. It provides a controllable, observable environment for engineers to validate EMV contactless transaction flows, tune terminal parameters, and troubleshoot APDU-level exchanges—without relying on a full physical POS setup or external certification bench.

Key capabilities:

• End-to-end EMV contactless flow simulation, including application selection, GPO, record reading, risk management, CVM selection, and online authorization outcomes
• Detailed protocol tracing with TLV decoding, APDU logs, timing analysis, and exportable traces for reviews and audits
• Flexible terminal configuration: AIDs, kernel options, floor limits, TACs, CVM limits, DDOL/TDOL, terminal capabilities, and contactless limits
• Card profile emulation for both M/Chip and magstripe-mode paths, with customizable data elements and issuer parameters
• Negative and edge-case testing (timeouts, corrupted tags, cryptogram mismatches, exceeded limits, fallback scenarios) to harden implementations
• Automation support for repeatable scenarios, batch runs, and CI integration, enabling continuous regression testing
• Reporting with pass/fail criteria, summaries, and artifacts to streamline defect triage and certification readiness
• Works with virtual card profiles; optional connectivity to external readers for testing against physical test cards
• Test-data centric design to avoid use of production PANs or sensitive real-world credentials

Typical use cases:

• EMV contactless kernel development and debugging
• Pre-certification checks before formal scheme lab testing
• Acquirer and host integration validation
• QA, support, and training environments where reproducible scenarios are essential

Notes:

• This simulator is intended for testing and education; it does not replace formal scheme certifications.
• PayPass is a brand of Mastercard. All trademarks are the property of their respective owners.

PayPass Terminal Simulator is developed by MasterCard. The most popular version of this product among our users is 1.0. The name of the program executable file is PayPass Terminal Simulator.exe.

You can check ZOC Terminal, LCARS Terminal, IMS Terminal and other related programs like UnixSpace Terminal at the "download" section.